Save one low monthly payment in your own Program Account. Elite appoints a third party administrator to keep your account at an FDIC-insured bank, until such time as you have enough funding in your Special Purpose Account to negotiate a settlement with your creditors.

Let Elite engage in tough negotiations with your creditors to eliminate up to 50% or more of your unsecured debt.

• Never pay back the debt we settle on your behalf.
• Get your creditors to waive some or all of your late fees.
• Become debt-free sooner than with credit counseling or consolidation programs.
• Minimize creditor phone calls and stop creditor harassing scare-tactics.